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Crombie Lockwood PersonalPersonal Travel Insurance is issued and underwritten by Chubb Insurance New Zealand Limited (Chubb) Company No.104656, FSP No. 35924. Chubb only provides general advice, and does not consider your objectives, financial situation or needs. To decide if this product is right for you, read the Crombie Lockwood Personal Travel Insurance – Single Trip Policy Wording Personal Travel Insurance – Single Trip Policy Wording and Crombie Lockwood Personal Travel Insurance – Annual Multi-Trip Policy WordingPersonal Travel Insurance – Annual Multi-Trip Policy Wording which set out the terms, conditions and exclusions that apply. Please also read information about Chubb’s financial strength rating and Chubb’s Privacy Statement.